Perdomo Capital Business Lending
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Terms & Conditions

Effective Date: January 1, 2025  |  Last Updated: January 1, 2025

These Terms and Conditions ("Terms") govern your use of the website located at perdomocapitalcorp.com (the "Website") and any services, applications, or communications offered by Perdomo Capital Corp ("Perdomo Capital," "we," "us," or "our"), a business lender headquartered at 64 Fox Hill Rd, North Andover, MA 01845 (EIN: 87-3632597).

By accessing or using our Website, submitting an application, or communicating with us through any channel, you agree to be bound by these Terms. If you do not agree, please do not use our Website or Services.

1. Use of This Website

This Website is intended for informational purposes and to facilitate applications for business financing products. You agree to use this Website only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use this Website in any manner that violates applicable federal, state, or local laws or regulations
  • Submit false, misleading, or fraudulent information in any application or inquiry
  • Attempt to gain unauthorized access to any portion of the Website or its related systems
  • Transmit any harmful, offensive, or disruptive code or content
  • Use automated systems to scrape, collect, or extract data from this Website without our prior written consent

2. Not a Commitment to Lend

Nothing on this Website constitutes a commitment, promise, or guarantee to provide financing. All applications are subject to credit review, underwriting, and approval at the sole discretion of Perdomo Capital Corp. Submission of an application does not create a lender-borrower relationship.

Perdomo Capital Corp reserves the right to decline any application for any reason permitted by applicable law, including creditworthiness, business revenue, time in business, or other underwriting criteria.

3. Financial Products Disclosure

Perdomo Capital Corp provides direct business lending products including working capital loans, equipment financing, business term loans, revenue-based financing, business lines of credit, and invoice financing. These products are intended exclusively for business and commercial purposes. They are not consumer financial products and are not subject to consumer protection regulations applicable to personal, household, or family-purpose credit.

All loan terms, rates, fees, and repayment structures are disclosed at the time of credit offer. We encourage all applicants to review all terms carefully before accepting any financing offer.

4. SMS Text Messaging Terms

SMS Program Terms

Program: By opting in to SMS communications from Perdomo Capital Corp, you agree to receive recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services. Messages may be sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies; you may receive up to 4 messages per month.

Costs: Message and data rates may apply depending on your wireless carrier and plan.

Opt-Out: Reply STOP to any SMS message to opt out at any time. Upon receipt of your opt-out request, we will send one final confirmation and cease SMS communications.

Help: Reply HELP for assistance, or contact us at jaime@perdomocapitalcorp.com.

Consent: Consent to receive SMS messages is NOT a condition of purchase. You may apply for and receive business funding from Perdomo Capital Corp without consenting to receive SMS communications.

Carriers: Compatible with most major U.S. wireless carriers. Carrier participation may vary and is not guaranteed.

5. Email Communications

If you consent to receive email communications from Perdomo Capital Corp, we may send you messages regarding your application status, available financing products, updates, and promotional information. You may unsubscribe from email communications at any time by clicking the unsubscribe link included in every email, or by contacting us at jaime@perdomocapitalcorp.com.

6. Privacy

Your use of this Website and submission of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your information.

7. Intellectual Property

All content on this Website — including text, graphics, logos, images, design elements, and code — is the property of Perdomo Capital Corp or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Website without our prior written permission.

8. Disclaimer of Warranties

This Website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Perdomo Capital Corp does not warrant that the Website will be uninterrupted, error-free, or free of viruses or harmful components.

Information on this Website is for general informational purposes only and does not constitute financial, legal, or investment advice. Consult qualified professional advisors before making financial decisions.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Perdomo Capital Corp, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this Website or our Services, even if we have been advised of the possibility of such damages.

Our total liability to you for any claims arising out of or related to these Terms or your use of our Services shall not exceed the amount of any fees actually paid by you to Perdomo Capital Corp in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Perdomo Capital Corp and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of this Website; (b) your violation of these Terms; (c) any information you submit through this Website; or (d) your violation of any third-party rights.

11. Third-Party Links and Services

This Website may contain links to third-party websites or reference third-party services. These links are provided for convenience only. Perdomo Capital Corp does not endorse, control, or assume responsibility for the content, privacy practices, or availability of any third-party websites. Your use of third-party sites is at your own risk.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict of law provisions. Any dispute arising from or related to these Terms or your use of our Services shall be resolved exclusively in the state or federal courts located in Essex County, Massachusetts. You consent to the personal jurisdiction of such courts.

13. Changes to These Terms

Perdomo Capital Corp reserves the right to modify these Terms at any time. Updated Terms will be posted to this page with a revised effective date. Your continued use of this Website following the posting of updated Terms constitutes your acceptance of those changes. We encourage you to review these Terms periodically.

14. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it enforceable.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Perdomo Capital Corp with respect to your use of this Website and supersede all prior agreements, representations, and understandings.

16. Contact Information

For questions about these Terms and Conditions, please contact:

Perdomo Capital Corp
64 Fox Hill Rd
North Andover, MA 01845
Email: jaime@perdomocapitalcorp.com

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